Home Loans
Buying a house can't just be a relatively expensive undertaking but arguably one of the most important purchases you will ever make. HomePlus is here to help you with your big purchase and make it lighter for you by providing relevant mortgage information.
Rancho Santa Fe Home Loans
HomePlus is a home loan provider that operates around Rancho Santa Fe and its surrounding areas. We are here to help you with your home loan needs! Just give us a call - our experienced mortgage team will be at the other end of the line to supply you with everything you need to know about home loans in Rancho Santa Fe.
- FHA Loans
The Federal Housing Authority (FHA) loan, is a type of loan that is backed by the government, with the intention to help first-time homeowners. With the help of the FHA loan, first-time homeowners can finally buy a house of their home, and they were required to pay a small amount of interest rate, because the government itself guarantees your loan. - VA Loans
In commemoration to the service of the servicemen of the country, we offer the Department of Veterans Affairs (VA) loans for our retired and active servicemen and their spouses. With the VA loan, you can get your dream house in Rancho Santa Fe without even paying for a down payment! More than that, you will only pay a small interest rate, as the VA highly guarantees your loan. This is but a small token of appreciation to you, our beloved heroes who served to protect our country’s freedom. - 30 and 15 Year Fixed Loans
A Fixed loan is a mortgage that allows you to pay for a fixed interest rate, no matter what economic conditions may occur later. This kind of home loan can be a good option if you aim for security in paying your dues. You can choose which of the two fixed loans we offer—you pick either a 15 or 30-year fixed loan plan—and you can get your home loan started. - 7/1 and 5/1 ARM Loans
An adjustable Rate Mortgage (ARM) allows you to pay for a low interest rate in its first period. It is a sound option for most of you, as you pay for a little at the start and prepare for the usual interest costs after the initial period expires. The prices may go up or down as they reflect the movements in the market. - Jumbo Mortgage
Jumbo mortgage is a type of home loan that allows for a larger than the usual loan consideration. Because you can get more than the usual, the interest rates for this loan is also higher. This was originally meant for luxury home purchases, but because of the recent housing bubble, most home buyers can now be qualified for a jumbo mortgage in Rancho Santa Fe.
If you'd like to know more, contact us at (800) 958-7587, and our experienced loan specialists are ready to serve you. With HomePlus, you can have your dream home in no time.