Founder and CEO
Founder and CEO
Residential Mortgage Loan Originator
Phil Pizzino
NMLS # 79337
CA DRE Lic # 01021315
Licensed in: AZ, CA, CO, FL, ID, MT, NC, NM, NV, OR, TN, TX, WA
Arizona Mortgage Broker MB-0944131
Throughout his career, Phil Pizzino has made it his mission to create a business that allows customers and employees to thrive. As Founder and CEO of HomePlus Corporation, he is proudest of the company’s rank as #1 in customer service ratings out of 380 nationwide LendingTree lenders; its high employee retention rate; the 4- and 5-star reviews from customers on the company’s integrity, follow-through, personalized residential mortgage loan origination, and real estate agency services; and the knowledge that 100% of customers would recommend HomePlus.
From the moment Phil received his BBA in Business and Economics from the University of San Diego, he knew that his success would be founded on a willingness to embrace change. Throughout his early career, he spearheaded the adoption of internet marketing, created marketing campaigns that grew funded mortgage loan volume up to 45%, and led teams to the highest quality results—all the while keeping the customer foremost. A licensed California Bureau Real Estate Broker and member of the San Diego Association of Realtors, he is a licensed Residential Mortgage Loan Originator by the National Mortgage Licensing System.
Every day at the HomePlus office, Phil and his industry-leading team help customers purchase and refinance homes. They offer the ease of paperless systems, rapid processing, dedicated Residential Mortgage Loan Originators, Realtors, and support staff who are personally invested in each customer’s success. Please contact Phil or any staff member if you have questions or want to know more about HomePlus Mortgage or HomePlus Real Estate.
EQUAL HOUSING LENDER, HOMEPLUS Mortgage NMLS ID 786**, Real Estate Broker - CA. B.R.E. License #014****4, Mission Viejo Branch NMLS ID: 325**1, Arizona Branch Mortgage Broker MB-094****, Texas Branch NMLS ID: 201****, FL Mortgage Broker License MBR570, Lake Forest Branch NMLS ID: 270**6
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (619) 325-8282
F: (800) 378-6031
philpizzino@homeplusmortgage.com
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SECURE DOCUMENT UPLOAD
Meet The HomePlus Mortgage Team
Sales Manager
Residential Mortgage Loan Originator
Zach Adams
NMLS ID No. 104697
CA DRE Lic # 01959363
Licensed in: AZ, CA, IL, TX
Arizona Mortgage Broker MB-0935240
After earning my degree in Economics from Eastern Illinois University in 2001, I joined the mortgage industry in 2003. I've experienced several roles in the mortgage process including origination, loan servicing and secondary marketing. I've had the pleasure of helping thousands of clients find the best loan available, including Conventional, FHA, VA, Non-Prime, Jumbo, Private Money, and 2nd mortgages. I look forward to helping my next client find the best financing solution for their situation.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: 619-325-8283
C: 949-701-3237
Toll Free: 877-939-9899
F: 855-701-3237
zadams@homeplusmortgage.com
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Loan Processing Assistant
Andrea Adams
With a strong foundation in loan programs, credit, and underwriting fundamentals, Andrea works closely with each client to identify financing options that align with their goals. Her responsiveness, integrity, and attention to detail—combined with HomePlus Mortgage’s efficient systems and borrower friendly structure—create a lending experience that is transparent, competitive, and remarkably smooth from start to finish.
As part of a company backed by more than 5,000 five star reviews and a reputation for reliability, Andrea brings clients the confidence of partnering with a well established and highly trusted mortgage team.
Outside of work, Andrea is passionate about building long term relationships and serving as a resource for clients, real estate partners, and the communities she supports.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-325-8283
Fax: 619-737-1908
aadams@homeplusmortgage.com
SECURE DOCUMENT UPLOAD
Residential Mortgage Loan Originator
Bilal Akber
NMLS ID No. 983663
Licensed in: NV
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 805-827-3786
bilal@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tad Anderson
NMLS ID No. 239554
CA DRE Lic # 01083122
Licensed in: CA, UT
My goal is to provide you with the most competitive and convenient mortgage loan available. My 30 years in the lending business paired with the large selection of programs at Homeplus Mortgage enables me to assist in qualifying you for a loan even if you have been turned down elsewhere. You will interact directly with me through the entire process and I have an experienced team of professionals working with me on your transaction, providing you with the ultimate personalized customer service. I promptly return phone calls to answer any questions you may have – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-956-9153
C: 619-379-9037
Toll Free: 844-449-7726
F: 800-378-6031
tanderson@homeplusmortgage.com
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Residential Mortgage Loan Originator
VA Specialist
Clark Anctil
NMLS ID No. 1950297
Licensed in: CA, FL, TX
Clark Anctil is a client-focused mortgage professional dedicated to delivering exceptional service and competitive rates. He provides a single point of contact and an outstanding client experience from start to finish.
With prior experience as an Operations Executive and a top-producing Realtor, Clark brings strong discipline and deep expertise to loan origination. As a VA Specialist and Senior Loan Originator, his “yes” means yes — when Clark issues an approval, you can count on him to deliver.
Buying a home is one of the most important financial decisions you’ll make. Clark’s background in financial operations and cost accounting, combined with his extensive real estate and lending experience, makes him a highly effective resource for his clients.
His philosophy is simple: deliver competitive rates, an efficient process, and outstanding service that creates a truly exceptional client experience. He works diligently upfront to ensure every pre-approval he issues is solid and positioned to close successfully.
Clark tailors his approach to each client’s unique needs — whether you want every detail explained or prefer a streamlined process with minimal touchpoints. He specializes in making the financing process clear and stress-free for both first-time buyers and seasoned homeowners.
He consistently offers fast closings, including 14-day closes on most loans with 5-to-7-day contingencies — a significant advantage in competitive markets.
Clark values every client and looks forward to helping you achieve your homeownership goals.
BRE 01884324 I FL LO 105167
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 858-442-3680
clark@homeplusmortgage.com
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Residential Mortgage Loan Originator
Lorin A’Costa
NMLS ID No. 1055707
Licensed in: NV
Lorin started in the mortgage business in Scottsdale, AZ but after 10 years of HEAT, transferred to Southern California where her career blossomed.
However, the call of SNOW sent her to Northern Nevada for the change of seasons and high desert. Various jobs allowed her to learn the new lifestyle and in 2013 she had an opportunity to become the Qualified Employee and a Branch Manager for a leading residential mortgage company to concentrate on her lending business.
She has been very active in many groups in the communities she serves, but now keeps it to: Nevada Humane Society; the Truckee River Watershed Council; Tahoe Pyramid Bikeway/Trail; Alpha Gamma Delta Alumnae Club of Northern NV and Northern NV Alumnae Panhellenic.
HomePlus Mortgage NMLS 78669
1E Liberty St., Unit 101E
Reno, Nevada 89511
C: 775-335-9898
F: 619-737-1908
lorinacosta@homeplusmortgage.com
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Loan Processor
Cristina Balla
Born and raised in Southern California, I graduated with a Bachelor of Arts from Cal State University, Long Beach. I have always been a numbers person so the mortgage industry has been a wonderful fit for me. I have been in the business since 2008 and have worked in many different positions ranging from Administrative Operations to Post-Funding Operations. With the big-picture knowledge I gained from those positions, I settled into loan processing a few years ago and it has been so rewarding. I love to make the loan process as quick and streamlined as possible for our customers while maintaining compliance & efficiency. Happy customers are what I strive for.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
Fax: 949-288-8299
cballa@homeplusmortgage.com
Processor
Joshua Barton
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 949-424-7314
jbarton@homeplusmortgage.com
Enrique Becerra NMLS # 2323299
Residential Mortgage Loan Originator
Enrique Becerra
NMLS ID No. 2323299
CA DRE Lic. # 02177856
Licensed in: AZ, CA, FL, OR, TN, TX, UT
Most loan officers will tell you they can do everything. Then your file sits in underwriting for three weeks and nobody picks up the phone.
If you’re a real estate investor, a self-employed professional, or anyone whose financial life doesn’t fit neatly into a W-2 box — you already know that finding the right loan officer is harder than it should be. Someone who actually understands your scenario. Who knows the lenders. Who does the work before your deal is at risk.
That’s the problem Enrique solves.
Before entering mortgage, he spent twenty years as a personal trainer — a career that taught him how to identify what someone actually needs, troubleshoot under pressure, and deliver without excuses.
His deepest expertise is in DSCR loans — single family and multifamily five units and above. He knows the lenders, the guidelines, and how to structure deals positioned to close. For self-employed borrowers, bank statement loans are a specialty. And for every other scenario — conventional, FHA, VA, non-QM, second liens — the same obsessive preparation applies.
Before your file ever touches an underwriter, the work is already done. Right loan, right lender, right terms. That’s not a marketing line — that’s just how he works.
Six years in mortgage. Licensed in California, Arizona, Florida, Texas, Utah, Oregon, and Tennessee. Colorado coming soon. DSCR loans available nationally.
Clients come back. They send their network. That’s the whole model.
Have a scenario? Let’s talk.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 619-632-7295
Fax: 619-924-7743
ebecerra@homeplusmortgage.com
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Residential Mortgage Loan Originator
Greg Beckler
NMLS # 180276
Licensed in: CA, WA
CA Department of Real Estate, Broker #01222883 | Washington Mortgage Loan Originator License #MLO-180276 | NMLS ID #180276
Greg currently lives in Scottsdale, Arizona but lived in Dana Point, California for the 26 years. He has been in the mortgage industry for over 28 years and specializes in the following loan types: FHA, VA, and Jumbo loans. Specifically, Greg’s mortgage expertise is in VA Loan Products. When Greg is not at work he spends his time with his wife and two children. Greg also enjoys stand up paddling, Hiking and raising awareness of Pediatric Cancer with his daughter (a survivor of Acute Lymphoblastic Leukemia)
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8767
C: 949-421-9426
F: 949-271-2384
gbeckler@homeplusmortgage.com
Residential Mortgage Loan Originator
Todd Benware
NMLS ID No. 296558
CA DRE Lic. No. 01298672
Licensed in: AZ, CA, CO, FL, GA, HI, ID, IL, MD, MT, NC, NM, NV, OR, TN, TX, UT, WA
Todd Benware, a San Diego native and seasoned real estate investor, is the Producing Branch Manager at the Del Mar Branch of Home Plus Mortgage. With an impressive 30-year track record as a top-producing loan officer, Todd launched his mortgage career in 1995 and has since held key roles with several companies, including originating loans and managing teams of loan officers.
His extensive industry knowledge and strategic insight set him apart, enabling him to provide clients with expert guidance toward the best mortgage solutions. Licensed in most states, Todd’s commitment to educating his clients and delivering an exceptional customer experience has fostered lasting relationships, resulting in thousands of satisfied clients across the country.
Outside of his professional career, Todd is a dedicated father, an avid skier, and remains deeply involved in his local community.
HomePlus Mortgage NMLS 78669
1011 Camino Del Mar, Suite 236
Del Mar, CA 92014
P: 858-922-0805
F: 888-720-2140
tbenware@homeplusmortgage.com
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Residential Mortgage Loan Originator
Darin Bradshaw
NMLS ID No. 870958
CA DRE Lic. # 01814938
Licensed in: CA, CO, FL, OR, TN, TX
With over 20 years of experience in the mortgage industry, I have built my career on providing clients with exceptional service, trusted guidance, and smooth, stress-free closings. As an award-winning mortgage professional, I take pride in my extensive knowledge across all loan types — including VA, FHA, Conventional, and Alternative loan programs.
My focus is on creating tailored lending solutions that meet each client’s unique needs, ensuring a seamless process from application to closing. I’ve earned a reputation for professionalism, integrity, and results-driven service, helping countless families and individuals achieve their refinance and homeownership goals with confidence and ease.
During my free time I primarily enjoy spending time with family, volunteering , physical fitness, and outdoor activities.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 714-510-1141
Fax: 231-538-7606
dbradshaw@homeplusmortgage.com
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Residential Mortgage Loan Originator
Debra Brady
NMLS ID No. 339261
CA DRE Lic # 1760316
Licensed in: CA, FL
Debra Brady has 25 years in consumer finance. She started her career as a Finance Manager for a luxury automobile dealer in Scottsdale, AZ . She moved over to the residential mortgage business in 1997 and since then, has worked as a Loan Originator, Loan Processor, Warehouse Line Manager, and now as a Mortgage Branch Manager for HomePlus Mortgage, one of the 10 largest mortgage brokerages in the country.
Debra is known as "The VA Condo Expert". She has secured over 150 condo approvals for VA financing, getting them approved in less than two weeks and at no additional cost to the buyers. Her husband is a real estate broker in CA and FL and her daughter is a Finance/Real Estate Major at the University of San Diego.
Debra Brady is licensed to originate loans in CA and FL NMLS# 33926
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
P: 619-325-0569
C: 727-275-0104
F: 858-605-4230
dbrady@homeplusmortgage.com
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Mark Christopher Browne NMLS # 1973272
Broker/Co-Founder - Seaside Executives
Residential Mortgage Loan Originator
Mark Christopher Browne
NMLS ID No. 1973272
CA DRE Lic # 01430864
Licensed in: CA
I have been helping home buyers and sellers navigate real estate transactions since 2004. My years of successful closings as a Realtor and now Broker Associate give us a distinctive advantage in this very competitive loan and real estate marketplace. I have also been a professional airline pilot since 1994. My integrity, organizational skills, and trust combined with leading-edge technology and support provided by Homeplus Mortgage give our clients the best service and communication available. We look forward to working with you!
HomePlus Mortgage NMLS 78669
1470 Encinitas Blvd #150
Encinitas, Ca 92024
C: 760-525-1998
F: 888-500-1998
Mark@MarkBrowne.com
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Residential Mortgage Loan Originator
Carrie Browne
NMLS ID No. 1978786
CA DRE Lic # 01356854
Licensed in: CA
It is with great pleasure that I welcome you to HomePlus Mortgage! It is my goal to provide you with the very best mortgage services and products in the industry.
Over the past 20 years, I have had the great fortune of helping my clients achieve their real estate goals and now I have the opportunity to help with all their mortgage needs as a loan officer with HomePlus. I am committed to providing my clients with expert and local knowledge, professionalism, personal integrity, a strong work-ethic, and excellent communication in a personalized manner to ensure a successful and stress-free transaction.
Whether you are looking for the most competitive mortgage rates, a customized real estate experience, or simply mortgage and real estate advice, I am are here for you. I appreciate your trust in me and I look forward to serving you and helping you live your dreams.
HomePlus Mortgage NMLS 78669
1470 Encinitas Blvd #150
Encinitas, CA 92024
P: 858-449-1819
F: 888-500-1998
cbrowne@homeplusmortgage.com
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Residential Mortgage Loan Originator
Ron Caluya
NMLS # 331846
CA DRE Lic # 01887327
Licensed in: CA, CO, FL, OR, TN, WA
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 10 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-301-9277
C: 714-299-7015
Fax: 949-242-4273
ron@homeplusmortgage.com
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Shannon Christenot NMLS # 278136
Residential Mortgage Loan Originator
Shannon Christenot
NMLS ID No. 278136
CA DRE Lic # 01848925
Licensed in: CA, MT
More Than 20 Years of Experience in Home Loans
I started in the mortgage industry in 1996. At the time, I was performing data entry for one of the largest wholesale mortgage lenders in the country. In that role, I learned the ins and outs of lending disclosures and income documentation for borrowers.
That foundation helped me move into a new role as a very knowledgeable loan officer in 1999. I’ve loved every minute, and haven’t looked back since. As the markets have changed over the years, I have evolved with them, moving from the wholesale side of banking to the retail side.
In my current role as a mortgage broker, I get to work with customers directly—which is absolutely one of the most satisfying parts of my job.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 818-601-2231
F: 818-301-2200
schristenot@homeplusmortgage.com
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Loan Processor
Erin Cooper
CA DRE Lic # 01895695
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
Residential Mortgage Loan Originator
Chuck Crowder
NMLS ID No. 344947
CA DRE Lic # 01140264
Licensed in: CA
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-365-8366
Toll Free: 888-984-3373
C: 858-775-7283
F: 866-770-4299
ccrowder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Debbie Crum
NMLS ID No. 886531
Licensed in: AZ
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HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
C: 623-695-5524
F: 480-718-7720
dcrum@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tim Davie
NMLS ID No. 241406
CA DRE Lic # 01012070
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 925-323-7175
P: 925-370-2290
tdavie@homeplusmortgage.com
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Staff Accountant
Rosa Douglas
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
Residential Mortgage Loan Originator
Brian Duda
NMLS ID No. 92929
CA DRE Lic # 01017382
Licensed in: AZ, CA, FL
I have been helping people accomplish their saving goals for over 20 years and pride myself in being highly responsive. Previous clients have provided positive feedback when it comes to my high level of customer service and expert advice . I'm available anytime and work flexible hours that is guaranteed to meet your unique needs. I look forward to hearing from you soon to review the best options for you and your family!
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 619-889-3234
bduda@homeplusmortgage.com
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Brandon Everett NMLS # 2006319
Residential Mortgage Loan Originator
Brandon Everett
NMLS ID No. 2006319
Licensed in: AZ, TX
Education
Bachelor of Science Real Estate
Arizona State University
What customer service means to me...
"I like to listen. I have learned a great deal from listening carefully. Most people never listen."
-Ernest Hemingway
I am here to assist with obtaining residential financing. Whether you are buying a first house, a second house, a dream house, or wanting to refinance. I will actively listen and accurately interpret your needs to exceed your expectations and endeavor to make sure the loan process goes as smooth as possible.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 404-809-4537
C: 480-220-4186
F: 800-378-6031
beverett@homeplusmortgage.com
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Residential Mortgage Loan Originator
Sonia Eckard
NMLS ID No. 989326
CA DRE Lic # 01913943
Licensed in: CA, FL, TN, UT
Sonia is a loan officer with over 20 years in the mortgage industry, specializing in home financing solutions and client relationship management. Dedicated to guiding clients through every step of the mortgage process with clarity, integrity, and personalized service. Known for building long-term trust and delivering results that meet each client’s unique financial goals.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
C: 949-751-8424
F: 619-737-1908
seckard@homeplusmortgage.com
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Max (Hernan) Espejo NMLS # 337728
Residential Mortgage Loan Originator
Max (Hernan) Espejo
NMLS ID No. 337728
CA DRE Lic # 01208045
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 714-746-2581
hmax@homeplusmortgage.com
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Residential Mortgage Loan Originator
Eddie Feuer
NMLS ID No. 342066
CA DRE Lic # 01328721
Licensed in: CA
I studied film and television production at UCSD, in San Diego. Upon graduation, I worked as a Producer, creating documentaries and a variety of different types of projects. My series, "Natural High anti-drug" is one of the leading drug diversion programs used in the public schools. I began working in the mortgage industry, and have enjoyed the past 17 years helping people save money on their home financing. As an avid surfer, I have traveled all over the world surfing the world’s best waves.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 858-752-4464
F: 800-378-6031
O: 619-325-0177
Toll free: 844-212-2542
efeuer@homeplusmortgage.com
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DeeDee Furagganan NMLS # 344785
Residential Mortgage Loan Originator
DeeDee Furagganan
NMLS ID No. 344785
CA DRE Lic # 01892559
Licensed in: CA
Thank you for visiting my profile and congratulations on taking the first step to homeownership! With 29 years' experience in the mortgage industry, I look forward to assisting you with all your mortgage lending needs. In today's market when purchasing a home, it can be stressful and difficult to get your offer accepted with limited inventory. When you are working with me, I handle the stress and make it as easy as possible for you so you can enjoy the experience. Our quick turn times on approval and appraisal make your offer stand out and our rate pricing is very competitive so it's a win-win for you!**Specializing in Conventional, Jumbo, buy-down loan, Home Ready, Home Possible, FHA, VA, USDA** Whether you are purchasing or refinancing you can be confident I will provide all of your options available and guide you in deciding which program/product best fits you and your family's needs. I have worked with larger banks and know not everyone fits in the little box they use to qualify homeowners. At Home plus Mortgage we are a direct lender and broker which gives you different options available. I look forward to hearing from you!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
C: 805-844-2449
deedeef@homeplusmortgage.com
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Residential Mortgage Loan Originator
James Gonzales
NMLS ID No. 238912
CA DRE Lic. # 00784736
Licensed in: CA, HI
The Multi-State Specialist
Bridging the gap between California and Hawaii with deep experience.
A veteran of the mortgage industry since 1980, James has spent over four decades helping California homeowners navigate complex financial paths. Now licensed in Hawaii, he brings that same deep-seated expertise to the Islands, specializing in creative solutions for credit-challenged borrowers and non-traditional income profiles. Whether you are looking for a strategic path to homeownership or exploring a Reverse Mortgage to secure your retirement, James combines 45 years of market wisdom with a personal commitment to finding the 'yes' where other lenders see obstacles.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 805-709-2389
Fax: 619-737-1908
jgonzales@homeplusmortgage.com
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Sales Manager
Residential Mortgage Loan Originator
Leah Green
NMLS ID No. 92956
CA DRE Lic # 01445030
Licensed in: AZ, CA, CO, FL, GA, HI, ID, IL, MD, MT, NC, NM, NV, OR, TN, TX, UT, WA
Leah Green brings over 20 years of mortgage expertise to the HomePlus team. A graduate of Texas A&M University with a degree in Industrial Distribution, Leah combines her technical background with specialized certifications in loan origination and mortgage planning. Her meticulous approach ensures that every detail of the lending process is handled with precision, providing a seamless experience for every borrower.
Whether you are purchasing your first home, upgrading, or refinancing to leverage your equity, Leah offers a comprehensive financial perspective. She goes beyond interest rates, helping you analyze budget, income, and savings to find a loan structure that truly fits your long-term goals. With Leah’s guidance, the complexities of home finance become a clear, manageable path toward homeownership.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr. Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (866) 999-0565
C: (619) 850-7494
F: (619) 330-1968
lgreen@homeplusmortgage.com
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Residential Mortgage Loan Originator
Irene Guyot
NMLS # 385154
CA DRE Lic # 01895299
Licensed in: CA, CO, FL, OR, TN, WA
Irene is originally from Los Angeles, California and has lived in California her entire life. She has 10 years of experience in the mortgage industry and 10 years of experience as an office manager at the Writers Guild of America. Irene likes working in the mortgage industry because it provides her with the opportunity to meet interesting people from around the country and to assist them with their most important asset, their home. When Irene is not busy at work she enjoys working out, meditation, traveling, hiking, enjoying friends and a good bottle of wine.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8765
C: 310-874-8484
F: 949-415-2601
iguyot@homeplusmortgage.com
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Caesar Guyot III NMLS # 2006521
Residential Mortgage Loan Originator
Caesar Guyot III
NMLS ID No. 2006521
Licensed in: CO, FL, WA
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-600-3594
F: 949-415-2601
cguyot@homeplusmortgage.com
Residential Mortgage Loan Originator
Melissa Jacka
NMLS ID No. 2804943
Licensed in: TN, TX
As a Mortgage Loan Originator at Home Plus Mortgage, Melissa is dedicated to providing elite customer service and unwavering advocacy for every client. Transitioning from a distinguished 20-year career as a Doctor of Physical Therapy, she now applies her decades of professional experience to the residential lending landscape. Her mission is to ensure every borrower feels empowered and informed, whether they are navigating their first home purchase or strategically refinancing an existing property.
Melissa takes pride in specializing in VA loans, where she honors our veterans by helping them maximize the homeownership benefits, they have earned. Her meticulous attention to detail and commitment to personalized guidance make her a trusted partner for any borrower. From first-time buyers to seasoned homeowners, she delivers a seamless, service-oriented experience tailored to each unique financial goal.
A proud resident of Encinitas, Melissa fully embraces the lifestyle of one of California’s premier beach towns. When she isn't helping clients secure the perfect loan, she is often found surfing, mountain biking, or gardening. Her deep connection to the local community and her appreciation for both the coast and the mountains reflect the balanced, focused approach she brings to every professional partnership.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
C: 316-619-7183
Fax: 619-737-1908
mjacka@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tim Jurries
NMLS ID No. 1864380
CA DRE Lic # 01029851
Licensed in: CA
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 619-417-7653
tjurries@homeplusmortgage.com
Residential Mortgage Loan Originator
Naomi Kaneda
NMLS ID No. 330813
CA DRE Lic. # 01167511
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 760-840-7061
C: 323-972-7689
e-Fax: 877-279-9099
naomi@homeplusmortgage.com
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Residential Mortgage Loan Originator
Katie Kniest
NMLS ID No. 366809
Licensed in: CA
I am honored to have spent the past 20 years working with my clients to fulfill their dreams of homeownership. Whether it’s the first-time homeowner, second home, investment purchase or simply lowering your current payments through refinancing, I will find the best solution for your needs and budget. HomePlus offers a large selection of programs including VA, FHA, and conventional loans which enables us to do the “leg-work” for you when making one of the biggest decisions of a lifetime. I will be your point of contact from start to finish and will always make myself available to you, even on nights and weekends. When not enjoying the privilege of helping homeowners, my joys are the outdoors, skiing, sailing, tennis, and kickboxing. I look forward to working with you soon.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 858-504-1105
P: 619-308-6506
Toll-Free: 844-212-2542
Fax: 800-378-6031
kkniest@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tina Le Roux
NMLS ID No. 365132
CA DRE Lic # 01331539
Licensed in: AZ, CA, TX
I have been a licensed loan officer for over 16 years, I am honest, professional, and organized and will guide you through the home loan process with either your purchase or refinance needs. We have excellent rates and products to offer you so please call or email me to discuss your home finance options.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (866) 450-7128
C: (858) 774-4506
F: (858) 408-3839
tina@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jeff Ludlow
NMLS ID No. 35073
CA DRE Lic # 01463786
Licensed in: CA, TN, TX
I have been a licensed loan officer for 18+ years. Before that, I was a CPA for a Big 4 Accounting firm. I'm honest, organized, professional, and will get your loan completed with the agreed-upon terms. Call or e-mail me for a consultation.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 764-5418
F: (888) 764-4560
O: (877) 392-4134
jludlow@homeplusmortgage.com
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Branch Manager
Residential Mortgage Loan Originator
James Lunnen
NMLS # 325261
CA DRE Lic # 01741561
Licensed in: AZ, CA, CO, FL, HI, NC, OR, TN, TX, WA
James M. Lunnen graduated with a Bachelor’s of Science in Business Finance from California Polytechnic University San Luis Obispo. He then received post graduate certification in Real Estate Development/Finance from the University of California, Irvine. James is a licensed Real Estate Broker and has his license endorsement through the NMLS. He worked under the Deputy Director of the Small Business Administration in Washington DC before becoming a partner at Lunnen Real Estate Development Company. During this time, Jim put together commercial and residential real estate development deals and arranged financing for these projects. In 2007 he took his knowledge gained in the commercial real estate industry and applied it to residential home loans. In partnership, James Lunnen and Vince Ambrosanio are responsible for funding over 3 billion dollars of residential home loans. This was accomplished through focus on product, personnel and process. Beyond traditional loans, Jim is the managing partner of an investment group that has acquired over 32 million in private money 1st Trust Deeds. Outside of the mortgage industry, Jim has been active in Real Estate Brokerage, Development and Investment.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
C: 949-295-0926
F: 949-855-2908
jlunnen@homeplusmortgage.com
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Residential Mortgage Loan Originator
Mona Ide Lyons
NMLS # 238448
CA DRE Lic # 01251689
Licensed in: CA, WA
I'm a Sr. Loan Officer and Loan Processor with HomePlus Mortgage. I began my mortgage financing career in 1998 and have remained committed to the industry and my clients ever since. I know that every scenario is unique therefore I offer individual attention and commitment to each of my clients. At HomePlus Mortgage the highest standards of excellence and integrity are paramount. My mission is to exceed your expectations. The greatest compliment I can receive is your satisfaction, loyalty and the referral of your family and friends. I’d enjoy the opportunity to earn your business and to assist you with your mortgage financing needs.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 564-7155
C: (925) 570-3758
F: (619) 202-7011
mona@homeplusmortgage.com
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Residential Mortgage Loan Originator
Sam Martelaro
NMLS ID No. 328872
CA DRE Lic # 00947091
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr. Suite 200
San Diego, CA 92123
P: 310-488-4520
E-Fax: 619-737-1908
samm@homeplusmortgage.com
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Residential Mortgage Loan Originator
Maureen Martin
NMLS ID No. 247664
CA DRE Lic # 01266511
Licensed in: CA
Maureen Martin is a real estate mortgage professional specializing in all types of financing. I deliver cutting edge lending solutions and programs for all of my clients needs. I have been delivering state of the art service for over the past 26+ years to customers throughout the the state of California.
As a lender, I have focused my efforts on putting customer needs first, while generating a satisfied experience for my client through precision, pricing, and service. I am an expert in many areas of lending even in today’s ever changing market. I not only cover all aspects of conventional lending, but consider myself an expert with FHA and VA mortgages as well. Through my many years of experience in real estate finance, sales, and marketing, I have consistently been a top producer in my field.
I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.
HomePlus Mortgage NMLS 78669
1455 Frazee Road Suite 500,
San Diego, CA 92108
C: 619-857-7191
F: 800-859-2207
mmartin@homeplusmortgage.com
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Sheila Martelaro NMLS # 328881
Residential Mortgage Loan Originator
Sheila Martelaro
NMLS ID No. 328881
CA DRE Lic. # 01131611
Licensed in: CA
It takes a special kind of talent to be successful in today’s mortgage industry, and it takes a special kind of person to turn a business transaction into a positive experience.
Sheila Martelaro is that kind of person, and with over 30 years’ experience in the mortgage industry, Sheila knows how to get it done!
When you work with Sheila, you will experience the security that comes from having a friend on your side.
Sheila will:
• Explain the loan process, from application to closing
• Discuss and explain financing program options
• Explain all documents of the loan application
• Explain all associated costs of the loan application
• Provide you with a good faith estimate of cost and fees
• Inform you, in writing, of lock-in options
• Communicate with you throughout the loan process in a timely manner
• Coordinate the final closing of your transaction
• Explain the disbursement of all loan proceeds
A comprehensive knowledge of hundreds of loan programs and years of experience add up to the kind of top-notch expertise and proven results that you need. If you are looking for a professional with these assets, as well as knowledge, experience, and integrity, call now for a free, no-obligation consultation. Let me show you that I mean business!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 310-612-7854
e-Fax: 310-564-2070
sheilam@homeplusmortgage.com
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Executive Assistant
Human Resources
Lisa Mattoni-Yale
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 365-8353
F: (800) 378-6031
lmattoni@homeplusmortgage.com
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Corporate Counsel
Director of Recruiting
Greg Miller
I am a Southern California native. After earning my undergraduate degree at ULCA and law degree at Pepperdine University, I spent the first 25 years of my career as a litigator, before becoming involved with HomePlus as corporate counsel. My role then grew to include involvement with recruiting and growing the business. I really enjoy having the opportunity to help mortgage loan originators drastically improve both their income and quality of life by coming to work for HomePlus. We have a great program here.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
Office: 310-291-3433
gregmiller@homeplusmortgage.com
Christine Mittelstadt NMLS # 1358583
Loan Processor
Residential Mortgage Loan Originator
Christine Mittelstadt
NMLS ID No. 1358583
CA DRE Lic # 01323758
Licensed in: CA
Dedicated to the Mortgage Industry for over 20 years, I pride myself on outstanding communication, transparency, and above all loyalty. Clients benefit from my long-standing relationships with 30+ lenders and their vast array of programs. Each loan is VERY personal to me and I take the time to understand my client’s needs and goals. By sharing my knowledge, clients can better understand their options and so feel empowered in their decisions. Obtaining a mortgage should be stress free and my goal is to make sure this is always achieved.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 310-849-5096
cmittelstadt@homeplusmortgage.com
Patrick Murphey NMLS # 2019430
Residential Mortgage Loan Originator
Patrick Murphey
NMLS ID No. 2019430
Licensed in: AZ, TX
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 949-633-4198
pmurphey@homeplusmortgage.com
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Residential Mortgage Loan Originator
Ryan J. Murphey
NMLS ID No. 245908
CA DRE Lic # 01806086
Licensed in: AZ, CA, FL, TX
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
C: 949-422-4198
rmurphey@homeplusmortgage.com
SB Manager
Arizona Mortgage Broker MB-0915582
Donna Price
NMLS ID No. 178740
Licensed in: AZ
Donna Price is a seasoned mortgage professional with 29 years of experience in the industry. In 2013, she founded Price Team Lending, built on a foundation of integrity, service, and client-centered care. In 2025, Donna joined Homeplus Mortgage, bringing Price Team Lending under the umbrella of a larger correspondent lender and broker. This strategic move gives her access to an even broader range of loan programs and some of the most competitive rates available.
Known for her tenacity and problem-solving expertise, Donna specializes in closing loans that others can’t. She works tirelessly to help clients achieve homeownership—even if that means starting with credit repair and education. Her passion for service extends to a special program she offers for veterans and first responders, saving them thousands as a heartfelt thank-you for their dedication.
Donna also holds a real estate license and is a highly skilled negotiator, providing her clients with a true “one-stop shop” experience—something she proudly promotes on her radio ads on KFYI. This comprehensive approach saves her clients both time and money.
As a single mom and woman-owned business leader, Donna understands the value of hard work, resilience, and personalized service. She loves helping people and brings a rare combination of heart and expertise to every loan she handles.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
P: 623-889-7925
C: 602-918-4002
F: 623-889-7926
dprice@homeplusmortgage.com
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Legnaly Ramirez NMLS # 1179202
Processor
Legnaly Ramirez
A seasoned mortgage professional with over ten years of experience, Legnaly Ramirez has built a well-rounded career spanning both sales and operations, with a primary emphasis on loan processing. Her comprehensive background provides her with a thorough understanding of the entire loan lifecycle, allowing her to proactively identify potential challenges and resolve them efficiently. This strategic approach ensures a smooth and streamlined experience for both loan officers and borrowers.
Legnaly is highly experienced in managing a wide variety of loan products, including FHA, VA, conventional, private money, non-QM, reverse, and commercial loans. Her versatility, attention to detail, and in-depth industry knowledge make her a valuable asset to any team. Committed to delivering exceptional service and seamless transactions, Legnaly consistently supports successful closings while maintaining the highest standards of professionalism.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 562-234-2283
lramirez@homeplusmortgage.com
Residential Mortgage Loan Originator
Jenah Rommel
NMLS ID No. 211497
Licensed in: AZ, CA
I have been helping homeowners with their mortgage needs since 2000 with my experience in origination, secondary marketing to servicing. My passion is helping my clients achieve the dream of home ownership, finding the best loan for a refinance or debt consolidation in the most cost-effective way possible. I am ready and willing to work to make your experience as stress-free and smooth as possible. I guarantee to provide you with great customer service and excellent communication from applying for a loan to closing. I look forward to hearing from you soon to assist you in finding the best financing options!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (619) 325-8290
C: (949) 923-0081
E-Fax: 877-290-0410
Toll-Free: 844-204-8512
jrommel@homeplusmortgage.com
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SECURE DOCUMENT UPLOAD
Christopher Ross NMLS # 512260
Residential Mortgage Loan Originator
Christopher Ross
NMLS ID No. 512260
CA DRE Lic # 01359676
Licensed in: CA
I'm a CMPS certified mortgage professional with 20+ years' experience in mortgage lending. My primary focus is providing exceptional customer service throughout the process, while ensuring we secure the best terms possible.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: (858) 699-3745
F: (619) 272-2496
O: (800) 670-7587
cross@homeplusmortgage.com
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SECURE DOCUMENT UPLOAD
Residential Mortgage Loan Originator
James Rotta
NMLS ID No. 911034
CA DRE Lic # 01339396
Licensed in: CA
I'm a Sr. Loan Officer with HomePlus Mortgage. What differentiates me from other loan officers is my 5 star service and my direct no nonsense approach. Over 16 years, I have had the privilege to work with thousands of satisfied borrowers through online lending networks such as LendingTree.
I always make sure my clients get the best deal and outstanding service. I am available from 9:00 AM to 8:30 PM for your convenience at my toll free direct line. I appreciate the opportunity to earn your business!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: (858) 775-9851
O: (888) 878-4590
james.rotta@homeplusmortgage.com
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Residential Mortgage Loan Originator
Ryan Rovell
NMLS # 391420
CA DRE Lic # 01983399
Licensed in: CA, FL, OR, TN, WA
Ryan is originally from Chicago, Illinois and has lived in California since 2009. He has been in the mortgage industry since 2011 and has expertise in the following loan products: VA, FHA, conventional, non QM and Jumbo. Ryan also has 2 years of experience in commercial real estate. He graduated with a Bachelors of Arts from The Ohio State University. Ryan is married with 2 children. When Ryan is not at work he enjoys watching sports, playing with his children and spending time with his family.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8764
C: 949-350-1022
F: 949-271-5642
rrovell@homeplusmortgage.com
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Senior VP of Talent Acquisition
MLO Team Leader
Jonathan Rhode
NMLS ID No. 293437
CA DRE Lic # 01241566
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have over 18 years of knowledge and expertise to help you explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations.
I look forward to the opportunity to earn your business.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr., Suite 200
San Diego, CA 92123
P: (619) 810-0054
C: (619) 772-5999
F: (619) 737-1908
Jonathan@homeplusmortgage.com
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Residential Mortgage Loan Originator
Rick Salazar
NMLS ID No. 2073606
CA DRE Lic. No. 01329816
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 424-346-4896
Fax: 310-272-9522
rsalazar@homeplusmortgage.com
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Realtor
Residential Mortgage Loan Originator
Carl Snyder
NMLS ID No. 211562
CA DRE Lic # 00920290
Licensed in: CA
I have been in the Mortgage Industry for 30 years. My professional goal is always to provide an efficient mortgage process from application to closing that is pleasant and enjoyable (yes, it can be done)!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (866) 922-5798
F: (888) 603-9097
csnyder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Chris Snyder
NMLS ID No. 1495929
CA DRE Lic # 01990376
Licensed in: CA
Hi, my name is Chris Snyder and I am a loan officer with HomePlus Mortgage. I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. Please contact me today for a consultation. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 573-6272
F: (800) 378-6031
chrissnyder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Albert Tavasci
NMLS ID No. 1561370
CA DRE Lic # 02040773
Licensed in: CA
With over a decade of experience in residential lending, I help individuals and families move through the mortgage process with clarity and confidence. I focus on structuring smart financing strategies for purchases, refinances, and investment properties that align with your long-term goals.
My approach is simple: make the numbers easy to understand, remove the guesswork, and build a loan strategy that supports your financial future. I take the time to evaluate each scenario carefully so you’re not just approved, but strategically positioned to win in today’s market.
Whether you’re buying your first home, refinancing with a clear strategy, or growing your investment portfolio, I’m here to guide you every step of the way in English or Spanish.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-890-0912
atavasci@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tyler Thrush
NMLS ID No. 304934
Licensed in: AZ, FL, OR, TX, WA
Tyler Thrush is a dedicated mortgage professional committed to helping clients navigate the home financing process with clarity, speed, and confidence. With over two decades of experience in real estate and mortgage transactions totaling hundreds of millions of dollars, Tyler brings deep industry knowledge and practical insight to every loan he originates.
Tyler specializes in helping homebuyers and real estate investors structure financing solutions that align with their long-term financial goals. Whether working with first-time homebuyers, seasoned investors, or families relocating to a new state, he focuses on simplifying the process and delivering clear, strategic guidance from application through closing.
Known for his responsiveness and problem-solving approach, Tyler prides himself on being accessible and transparent throughout the lending process. His clients appreciate having a knowledgeable advisor who can quickly analyze scenarios, provide straightforward answers, and help them make confident decisions.
Through his work with HomePlus Mortgage, Tyler assists borrowers with a wide range of loan programs including conventional, government-backed, and investor financing options. His goal is always the same: to provide efficient, reliable financing solutions while making the experience as smooth and stress-free as possible.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 949-547-6138
Fax: 800-270-9567
tthrush@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tabitha Varela
NMLS ID No. 1405196
Licensed in: FL
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 305-282-6006
tvarela@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jim Van Vleck
NMLS ID No. 251801
CA DRE Lic # 00941410
Licensed in: CA
I have been in the Mortgage banking business for over 32 years. I was one of the top 5 producing managers with over 22 employees.
I have been a Mortgage Broker the last 21 years. We have loans from 99.5 LTV FHA , up to 1,950,000 jumbo VA loans, Conventional, portfolio loans and Reverse mortgage loans. Due to are huge volume we get the best pricing possible which I can pass on to my clients.
I have probably done more VA loans than anyone in San Diego , I am the VA expert!
I have been doing reverse mortgage for the last 8 years and I am an expert of those as well.
I attended the California Maritime Academy and sailed for 6 years on my license and became a 2nd officer before transferring to the Mortgage banking industry. I was a US Naval reserve officer for 11 years.
I enjoy boating, jet skiing and traveling on my time off.
I am fast, experienced and I solve problems others cannot. My goal is to give the best possible service with the lowest rates and fast closings. Once you use my team you will not go back to whoever you used *********** me for your next loan!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: (619) 300-2568
F: 619-270-2536
jvanvleck@homeplusmortgage.com
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Residential Mortgage Loan Originator
Elvin Wesley
NMLS ID No. 234795
CA DRE Lic # 01316249
Licensed in: CA
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 760-580-1733
Email: -
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Bascha Whiteside NMLS # 2584988
Residential Mortgage Loan Originator
Certified Veterans Lending Specialist
Bascha Whiteside
NMLS # 2584988
CA DRE Lic # 01239999
Licensed in: CA
Bascha Whiteside brings over two decades of expertise in real estate, business management, and finance. In 2024, she joined Todd Benware’s team as the Operations Manager and a Mortgage Loan Originator, playing a pivotal role in supporting the team and its clients.
Bascha has earned the designation of Certified Veterans Lending Specialist, equipping her with the knowledge to better serve veterans and active duty service members with care and expertise. In addition to supporting the team, she also originates her own loans, working directly with clients to help them secure the right financing solution for their needs.
She specializes in the early stages of the loan process, guiding clients through documentation, managing timelines, and ensuring each file is prepared for a smooth transition through processing and underwriting.
HomePlus Mortgage NMLS 78669
1011 Camino Del Mar, Suite 236
Del Mar, CA 92014
P: 858-345-6754
F: 888-720-2140
bwhiteside@homeplusmortgage.com
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Michael Joseph Woods NMLS # 625587
Residential Mortgage Loan Originator
Michael Joseph Woods
NMLS ID No. 625587
CA DRE Lic # 00938869
Licensed in: AZ, CA, GA, NV
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 928-862-0056
Fax: 619-737-1908
mwoods@homeplusmortgage.com
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Residential Mortgage Loan Originator
Manuel Ybarra
NMLS # 304089
CA DRE Lic # 01303602
Licensed in: CA, CO, FL, OR, TN, TX, WA
Manuel, more commonly known as Manny, is originally from California and has lived here his entire life. He has been working in the mortgage industry since 1998 and has an expertise in the following loan products: Purchase, VA and Jumbo Loans. He is fluent in both Spanish and English and has an educational background from Cypress College. When Manny is not at work he enjoys fishing and spending time with his wife and three sons.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8766
C: 714-720-3788
F: 877-217-9152
mybarra@homeplusmortgage.com
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