Founder and CEO


Founder and CEO
Residential Mortgage Loan Originator
Phil Pizzino NMLS # 79337
CA DRE Lic # 01021315
Arizona Mortgage Broker MB-0944131
Throughout his career, Phil Pizzino has made it his mission to create a business that allows customers and employees to thrive. As Founder and CEO of HomePlus Corporation, he is proudest of the company’s rank as #1 in customer service ratings out of 380 nationwide LendingTree lenders; its high employee retention rate; the 4- and 5-star reviews from customers on the company’s integrity, follow-through, personalized residential mortgage loan origination, and real estate agency services; and the knowledge that 100% of customers would recommend HomePlus.
From the moment Phil received his BBA in Business and Economics from the University of San Diego, he knew that his success would be founded on a willingness to embrace change. Throughout his early career, he spearheaded the adoption of internet marketing, created marketing campaigns that grew funded mortgage loan volume up to 45%, and led teams to the highest quality results—all the while keeping the customer foremost. A licensed California Bureau Real Estate Broker and member of the San Diego Association of Realtors, he is a licensed Residential Mortgage Loan Originator by the National Mortgage Licensing System.
Every day at the HomePlus office, Phil and his industry-leading team help customers purchase and refinance homes. They offer the ease of paperless systems, rapid processing, dedicated Residential Mortgage Loan Originators, Realtors, and support staff who are personally invested in each customer’s success. Please contact Phil or any staff member if you have questions or want to know more about HomePlus Mortgage or HomePlus Real Estate.
EQUAL HOUSING LENDER, HOMEPLUS Mortgage NMLS ID 786**, Real Estate Broker - CA. B.R.E. License #014****4, Mission Viejo Branch NMLS ID: 325**1, Arizona Branch Mortgage Broker MB-094****, Texas Branch NMLS ID: 201****, FL Mortgage Broker License MBR570, Lake Forest Branch NMLS ID: 270**6
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (619) 325-8282
F: (800) 378-6031
philpizzino@homeplusmortgage.com
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Meet The HomePlus Mortgage Team


Sales Manager
Residential Mortgage Loan Originator
Zach Adams
NMLS ID No. 104697
CA DRE Lic # 01959363
Arizona Mortgage Broker MB-0935240
After earning my degree in Economics from Eastern Illinois University in 2001, I joined the mortgage industry in 2003. I've experienced several roles in the mortgage process including origination, loan servicing and secondary marketing. I've had the pleasure of helping thousands of clients find the best loan available, including Conventional, FHA, VA, Non-Prime, Jumbo, Private Money, and 2nd mortgages. I look forward to helping my next client find the best financing solution for their situation.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: 619-325-8283
C: 949-701-3237
Toll Free: 877-939-9899
F: 855-701-3237
zadams@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tad Anderson
NMLS ID No. 239554
CA DRE Lic # 01083122
My goal is to provide you with the most competitive and convenient mortgage loan available. My 30 years in the lending business paired with the large selection of programs at Homeplus Mortgage enables me to assist in qualifying you for a loan even if you have been turned down elsewhere. You will interact directly with me through the entire process and I have an experienced team of professionals working with me on your transaction, providing you with the ultimate personalized customer service. I promptly return phone calls to answer any questions you may have – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-956-9153
C: 619-379-9037
Toll Free: 844-449-7726
F: 800-378-6031
tanderson@homeplusmortgage.com
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Residential Mortgage Loan Originator
Lorin A’Costa
Lorin started in the mortgage business in Scottsdale, AZ after a successful career in Real Estate in the Midwest, moving away from the Cold and into the Heat! Fortune looked kindly on Lorin and transferred her to Southern California in 1997 with a leading non-prime lender, where her career blossomed until the industry meltdown in 2008.
With no job and no family in the area, Lorin sought a better location and the search brought her to Reno, NV!! Various jobs allowed her to learn the new area and lifestyle, when in 2013 she decided to get back into the mortgage industry.
Since then Lorin has worked for various lenders, but something was missing. HomePlus Mortgage has filled that gap and Lorin is anxious to get going as soon as the State of NV grants licensing. Home Plus Mortgage is a solid real estate finance company of top integrity nationwide.
Lorin is very active in the communities she serves: Reno - Sparks and all of Northern NV. She volunteers for: the NV Humane Society and was on the Board of Directors; Past President of Professional Saleswomen of NV; Ambassador for the Truckee Chamber of Commerce; Asst. VP Northern NV Chapter of Alpha Gamma Delta Alumnae Group; Treasurer for the Northern NV Alumnae Panhellenic and a part of the Dress for Success program in Reno.
HomePlus Mortgage NMLS 78669
5470 Kietzke Lane Suite 300
Reno, Nevada 89511
P: 775-335-9898
F: 775-393-3001
lorinacosta@homeplusmortgage.com
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Loan Processor
Cristina Balla
Born and raised in Southern California, I graduated with a Bachelor of Arts from Cal State University, Long Beach. I have always been a numbers person so the mortgage industry has been a wonderful fit for me. I have been in the business since 2008 and have worked in many different positions ranging from Administrative Operations to Post-Funding Operations. With the big-picture knowledge I gained from those positions, I settled into loan processing a few years ago and it has been so rewarding. I love to make the loan process as quick and streamlined as possible for our customers while maintaining compliance & efficiency. Happy customers are what I strive for.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
Fax: 949-288-8299
cballa@homeplusmortgage.com


Residential Mortgage Loan Originator
Paul Balla
Cal DRE Broker #01231128 | Colorado Mortgage Loan Originator #100507045 | Florida Mortgage Loan Originator #LO41285 | Oregon Mortgage Loan Originator #32417 | Washington Mortgage Loan Originator #MLO-228880 | NMLS ID # 228880
I am originally from Sao Paulo, Brazil, and have lived in California for much of my entire life. I have 18 years of mortgage experience and expertise in the following loan products: refinance, purchase, and jumbo loans. My education includes attending Cal Poly Pomona and fluent in English, Portuguese, and Spanish. My business affiliations include the following: Orange County Association of Realtors, the National Association of Realtors, the California Association of Realtors, and the Mortgage Bank Association. I enjoy being in the mortgage industry because I like helping people improve their financial situation. When I am not working, I spend time with my family and pets, as well as keeping up with the latest political news.
Colorado Mortgage Loan Originator #100507045
Florida Mortgage Loan Originator #LO41285
Oregon Mortgage Loan Originator #32417
Washington Mortgage Loan Originator #MLO-228880


Residential Mortgage Loan Originator
Greg Beckler
CA Department of Real Estate, Broker #01222883 | Washington Mortgage Loan Originator License #MLO-180276 | NMLS ID #180276
Greg currently lives in Scottsdale, Arizona but lived in Dana Point, California for the 26 years. He has been in the mortgage industry for over 28 years and specializes in the following loan types: FHA, VA, and Jumbo loans. Specifically, Greg’s mortgage expertise is in VA Loan Products. When Greg is not at work he spends his time with his wife and two children. Greg also enjoys stand up paddling, Hiking and raising awareness of Pediatric Cancer with his daughter (a survivor of Acute Lymphoblastic Leukemia)
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8767
C: 949-421-9426
F: 949-271-2384
gbeckler@homeplusmortgage.com


Residential Mortgage Loan Originator
Debra Brady
NMLS ID No. 339261
CA DRE Lic # 1760316
Debra Brady has 25 years in consumer finance. She started her career as a Finance Manager for a luxury automobile dealer in Scottsdale, AZ . She moved over to the residential mortgage business in 1997 and since then, has worked as a Loan Originator, Loan Processor, Warehouse Line Manager, and now as a Mortgage Branch Manager for HomePlus Mortgage, one of the 10 largest mortgage brokerages in the country.
Debra is known as "The VA Condo Expert". She has secured over 150 condo approvals for VA financing, getting them approved in less than two weeks and at no additional cost to the buyers. Her husband is a real estate broker in CA and FL and her daughter is a Finance/Real Estate Major at the University of San Diego.
Debra Brady is licensed to originate loans in CA and FL NMLS# 33926
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Florida
1859 Shore Drive S. #309
South Pasadena, FL 33707
P: 858-412-7585
C: 858-228-0617
F: 858-605-4230
dbrady@homeplusmortgage.com
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Broker/Co-Founder - Seaside Executives
Residential Mortgage Loan Originator
Mark Christopher Browne
NMLS ID No. 1973272
CA DRE Lic # 01430864
I have been helping home buyers and sellers navigate real estate transactions since 2004. My years of successful closings as a Realtor and now Broker Associate give us a distinctive advantage in this very competitive loan and real estate marketplace. I have also been a professional airline pilot since 1994. My integrity, organizational skills, and trust combined with leading-edge technology and support provided by Homeplus Mortgage give our clients the best service and communication available. We look forward to working with you!
HomePlus Mortgage NMLS 78669
1470 Encinitas Blvd #150
Encinitas, Ca 92024
C: 760-525-1998
F: 888-500-1998
Mark@MarkBrowne.com
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Residential Mortgage Loan Originator
Carrie Browne
NMLS ID No. 1978786
CA DRE Lic # 01356854
It is with great pleasure that I welcome you to HomePlus Mortgage! It is my goal to provide you with the very best mortgage services and products in the industry.
Over the past 20 years, I have had the great fortune of helping my clients achieve their real estate goals and now I have the opportunity to help with all their mortgage needs as a loan officer with HomePlus. I am committed to providing my clients with expert and local knowledge, professionalism, personal integrity, a strong work-ethic, and excellent communication in a personalized manner to ensure a successful and stress-free transaction.
Whether you are looking for the most competitive mortgage rates, a customized real estate experience, or simply mortgage and real estate advice, I am are here for you. I appreciate your trust in me and I look forward to serving you and helping you live your dreams.
HomePlus Mortgage NMLS 78669
1470 Encinitas Blvd #150
Encinitas, CA 92024
P: 858-449-1819
F: 888-500-1998
cbrowne@homeplusmortgage.com
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Residential Mortgage Loan Originator
Ron Caluya NMLS # 331846
CA DRE Lic # 01887327
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 10 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-301-9277
C: 714-299-7015
Fax: 949-242-4273
ron@homeplusmortgage.com
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Residential Mortgage Loan Originator
Shannon Christenot
NMLS ID No. 278136
CA DRE Lic # 01848925
More Than 20 Years of Experience in Home Loans
I started in the mortgage industry in 1996. At the time, I was performing data entry for one of the largest wholesale mortgage lenders in the country. In that role, I learned the ins and outs of lending disclosures and income documentation for borrowers.
That foundation helped me move into a new role as a very knowledgeable loan officer in 1999. I’ve loved every minute, and haven’t looked back since. As the markets have changed over the years, I have evolved with them, moving from the wholesale side of banking to the retail side.
In my current role as a mortgage broker, I get to work with customers directly—which is absolutely one of the most satisfying parts of my job.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 818-601-2231
F: 818-301-2200
schristenot@homeplusmortgage.com
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Loan Processor
Erin Cooper
CA DRE Lic # 01895695
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123


Residential Mortgage Loan Originator
Chuck Crowder
NMLS ID No. 344947
CA DRE Lic # 01140264
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-365-8366
Toll Free: 888-984-3373
C: 858-775-7283
F: 866-770-4299
ccrowder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Mitch Dale
NMLS ID No. 152479
CA DRE Lic # 01320416
Modern day lending takes an experienced Loan Officer that can navigate through new regulations while offering products from multiple lenders. I have 15 years experience offering my clients the lowest rate at the lowest cost with the customer service to match.
I have the knowledge, integrity and commitment you need to insure a great loan product.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd., Suite 225
Dallas, TX 75039
P: (619) 324-7497
C: (858) 735-6773
F: (866) 770-4299
O: (844) 207-6249
mdale@homeplusmortgage.com


Staff Accountant
Rosa Douglas
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
Office: 619-354-6121
rdouglas@homeplusmortgage.com


Residential Mortgage Loan Originator
Brian Duda
NMLS ID No. 92929
CA DRE Lic # 01017382
I have been helping people accomplish their saving goals for over 20 years and pride myself in being highly responsive. Previous clients have provided positive feedback when it comes to my high level of customer service and expert advice . I'm available anytime and work flexible hours that is guaranteed to meet your unique needs. I look forward to hearing from you soon to review the best options for you and your family!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
C: 619-889-3234
P: 619-956-9155
Toll Free: 844-618-1689
F: 888-764-4560
bduda@homeplusmortgage.com
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Residential Mortgage Loan Originator
Eddie Feuer
NMLS ID No. 342066
CA DRE Lic # 01328721
I studied film and television production at UCSD, in San Diego. Upon graduation, I worked as a Producer, creating documentaries and a variety of different types of projects. My series, "Natural High anti-drug" is one of the leading drug diversion programs used in the public schools. I began working in the mortgage industry, and have enjoyed the past 17 years helping people save money on their home financing. As an avid surfer, I have traveled all over the world surfing the world’s best waves.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 858-752-4464
F: 800-378-6031
O: 619-325-0177
Toll free: 844-212-2542
efeuer@homeplusmortgage.com
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Sales Manager
Residential Mortgage Loan Originator
Leah Green
NMLS ID No. 92956
CA DRE Lic # 01445030
Leah Green has been a mortgage professional with HomePlus for more than fifteen years, Leah has a degree in Industrial Distribution from Texas University A&M and additional training and certification in loan origination and mortgage planning, giving her the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the details are competently handled so that the loan process goes smoothly for each and every borrower.
Whether you’re a first-time home buyer, looking to trade up, looking for a lower rate, or utilizing the equity in your property, Leah can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Leah will help you consider all your options so you can concentrate on making the best decision for your needs.
The financial aspects of home finance can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Leah Green in your corner. Contact Leah today at HomePlus Mortgage, and get started making your home-ownership dream come.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (866) 999-0565
C: (619) 850-7494
F: (619) 330-1968
lgreen@homeplusmortgage.com
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Residential Mortgage Loan Originator
Irene Guyot NMLS # 385154
CA DRE Lic # 01895299
Irene is originally from Los Angeles, California and has lived in California her entire life. She has 10 years of experience in the mortgage industry and 10 years of experience as an office manager at the Writers Guild of America. Irene likes working in the mortgage industry because it provides her with the opportunity to meet interesting people from around the country and to assist them with their most important asset, their home. When Irene is not busy at work she enjoys working out, meditation, traveling, hiking, enjoying friends and a good bottle of wine.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8765
C: 310-874-8484
F: 949-415-2601
iguyot@homeplusmortgage.com
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Residential Mortgage Loan Originator
Caesar Guyot III
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-600-3594
F: 949-415-2601
cguyot@homeplusmortgage.com


Regional Sales Manager/Branch Manager
Residential Mortgage Loan Originator
John Hamidi NMLS # 132352
CA DRE Lic # 01312391
Since 2001, I've had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). This business model has been extremely successful for me over the years since I go above and beyond to make sure my clients not only get the best deal, but are also 100% satisfied. Competitive rates, exceptional personalized service, fast approvals, and convenient on-time closings are the norm. I have developed a reputation among Realtors and clients alike for my candor, integrity, professionalism and commitment.
The biggest compliment I can receive is your confidence and satisfaction to refer your family, friends, and co-workers to me when they need mortgage advice. I take pride in building long-term relationships and truly enjoy helping others. Please feel free to call me anytime for a no cost or obligation mortgage consultation. Thank you for the opportunity to earn your business, I greatly appreciate it!
HomePlus Mortgage NMLS 78669
3132 Tiger Run Ct. Suite #114
Carlsbad, CA 92010
P: 800-481-0130
C: 760-840-7061
F: 619-830-5600
jhamidi@homeplusmortgage.com
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Residential Mortgage Loan Originator
Kyle Hesley
NMLS ID No. 270038
CA DRE Lic # 01743139
HomePlus Mortgage NMLS 78669
34118 Pacific Coast Hwy, Suite 5,
Dana Point, CA 92629
P: 949-813-7108
Fax: 949-315-3113
khesley@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tim Jurries
NMLS ID No. 1864380
CA DRE Lic # 01029851
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 619-417-7653
tjurries@homeplusmortgage.com


Realtor
Residential Mortgage Loan Originator
Joshua Kisseberth
NMLS ID No. 1872037
CA DRE Lic # 01837966
HomePlus Mortgage NMLS 78669
34118 Pacific Coast Hwy, Suite 5,
Dana Point, CA 92629
P: 949-385-1684
Fax: 949-315-3113
jkisseberth@homeplusmortgage.com


Loan Processor
Shawna Kraft
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 951-315-4704
Fax: 951-848-9814
skraft@homeplusmortgage.com
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Residential Mortgage Loan Originator
Tina Le Roux
NMLS ID No. 365132
CA DRE Lic # 01331539
I have been a licensed loan officer for over 16 years, I am honest, professional, and organized and will guide you through the home loan process with either your purchase or refinance needs. We have excellent rates and products to offer you so please call or email me to discuss your home finance options.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (866) 450-7128
C: (858) 774-4506
F: (858) 408-3839
tina@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jeff Ludlow
NMLS ID No. 35073
CA DRE Lic # 01463786
I have been a licensed loan officer for 18+ years. Before that, I was a CPA for a Big 4 Accounting firm. I'm honest, organized, professional, and will get your loan completed with the agreed-upon terms. Call or e-mail me for a consultation.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 764-5418
F: (888) 764-4560
O: (877) 392-4134
jludlow@homeplusmortgage.com
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Branch Manager
Residential Mortgage Loan Originator
James Lunnen NMLS # 325261
CA DRE Lic # 01741561
James M. Lunnen graduated with a Bachelor’s of Science in Business Finance from California Polytechnic University San Luis Obispo. He then received post graduate certification in Real Estate Development/Finance from the University of California, Irvine. James is a licensed Real Estate Broker and has his license endorsement through the NMLS. He worked under the Deputy Director of the Small Business Administration in Washington DC before becoming a partner at Lunnen Real Estate Development Company. During this time, Jim put together commercial and residential real estate development deals and arranged financing for these projects. In 2007 he took his knowledge gained in the commercial real estate industry and applied it to residential home loans. In partnership, James Lunnen and Vince Ambrosanio are responsible for funding over 3 billion dollars of residential home loans. This was accomplished through focus on product, personnel and process. Beyond traditional loans, Jim is the managing partner of an investment group that has acquired over 32 million in private money 1st Trust Deeds. Outside of the mortgage industry, Jim has been active in Real Estate Brokerage, Development and Investment.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: 949-445-8762
C: 949-295-0926
F: 949-855-2908
jlunnen@homeplusmortgage.com
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Residential Mortgage Loan Originator
Todd Luvisi NMLS # 344096
CA DRE Lic # 01412594
I have been helping homeowners for 20 years and love what I do!
As your mortgage consultant, I am dedicated to ensuring that your home financing needs are handled timely and professionally. I have years of experience handling all types of loan transactions and have strong knowledge of Conventional, Jumbo, FHA and VA loan guidelines. As a mortgage consultant with HomePlus Mortgage, I can rate comparison shop dozens of lenders allowing me to offer my clients the best loan programs and rates. Please contact me if you need financing for a new home or looking to refinance your existing home. I look forward to hearing from you!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-391-2577
C: 858-205-3322
Fax: 855-701-3237
tluvisi@homeplusmortgage.com
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Residential Mortgage Loan Originator
Mona Ide Lyons NMLS # 238448
CA DRE Lic # 01251689
I'm a Sr. Loan Officer and Loan Processor with HomePlus Mortgage. I began my mortgage financing career in 1998 and have remained committed to the industry and my clients ever since. I know that every scenario is unique therefore I offer individual attention and commitment to each of my clients. At HomePlus Mortgage the highest standards of excellence and integrity are paramount. My mission is to exceed your expectations. The greatest compliment I can receive is your satisfaction, loyalty and the referral of your family and friends. I’d enjoy the opportunity to earn your business and to assist you with your mortgage financing needs.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 564-7155
C: (925) 570-3758
F: (619) 202-7011
mona@homeplusmortgage.com
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Residential Mortgage Loan Originator
Maureen Martin
NMLS ID No. 247664
CA DRE Lic # 01266511
Maureen Martin is a real estate mortgage professional specializing in all types of financing. I deliver cutting edge lending solutions and programs for all of my clients needs. I have been delivering state of the art service for over the past 24 years to customers throughout the the state of California.
As a lender, I have focused my efforts on putting customer needs first, while generating a satisfied experience for my client through precision, pricing, and service. I am an expert in many areas of lending even in today’s ever changing market. I not only cover all aspects of conventional lending, but consider myself an expert with FHA and VA mortgages as well. Through my many years of experience in real estate finance, sales, and marketing, I have consistently been a top producer in my field.
I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: 619-857-7191
F: 800-859-2207
mmartin@homeplusmortgage.com
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Executive Assistant
Human Resources Manager
Lisa Mattoni
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 365-8353
F: (800) 378-6031
lmattoni@homeplusmortgage.com
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Residential Mortgage Loan Originator
Alonso Escalante Maurtua
NMLS ID No. 1993143
CA DRE Lic. No. 02106251
I’m a firm believer that it is not about how much money you make, but how much you keep. I know I can customize the right program for you from my large selection of Conventional, FHA, VA, Non-QM, Jumbo, and 2nd mortgages to help you purchase a home or save money (upfront, long term, or providing access to your equity). As your bilingual personal mortgage advisor, I ask the opportunity to earn your trust first and together we’ll find a loan that will put you ahead of your current position. I will be with you from start to finish so don’t hesitate to contact me today to start!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-501-1047
C: 626-759-2975
F: 855-701-3237
aesca@homeplusmortgage.com
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Residential Mortgage Loan Originator
James McCown
My main goal as a Residential Mortgage Loan Officer is to provide you with the best possible experience throughout the entire loan process. I have years of customer-facing sales experience and pride myself on top-notch customer service. I am honest and transparent throughout the loan process and view your goals as my own. I will make the process as streamlined as possible while providing you with a large variety of loan products personalized to your unique needs. We are very competitive in the market and have the resources to stay that way as we have done as HomePlus Mortgage for over 20 years. I look forward to working with you on your loan and already looking forward to our next!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 619-330-6311
F: 888-764-4560
jmccown@homeplusmortgage.com
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Residential Mortgage Loan Originator
Nelson Medina
NMLS ID No. 348907
CA DRE Lic # 01277212
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
C: 949-842-3708
Direct: 949-369-9615
F: 949-855-2908
nmedina@homeplusmortgage.com


Corporate Counsel
Director of Recruiting
Greg Miller
I am a Southern California native. After earning my undergraduate degree at ULCA and law degree at Pepperdine University, I spent the first 25 years of my career as a litigator, before becoming involved with HomePlus as corporate counsel. My role then grew to include involvement with recruiting and growing the business. I really enjoy having the opportunity to help mortgage loan originators drastically improve both their income and quality of life by coming to work for HomePlus. We have a great program here.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
Office: 310-291-3433
gregmiller@homeplusmortgage.com


Loan Processor
Residential Mortgage Loan Originator
Christine Mittelstadt
NMLS ID No. 1358583
CA DRE Lic # 01323758
Dedicated to the Mortgage Industry for over 20 years, I pride myself on outstanding communication, transparency, and above all loyalty. Clients benefit from my long-standing relationships with 30+ lenders and their vast array of programs. Each loan is VERY personal to me and I take the time to understand my client’s needs and goals. By sharing my knowledge, clients can better understand their options and so feel empowered in their decisions. Obtaining a mortgage should be stress free and my goal is to make sure this is always achieved.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: 310-849-5096
cmittelstadt@homeplusmortgage.com


Residential Mortgage Loan Originator
Joe Noon
NMLS ID No. 239043
CA DRE Lic. No. 00795389
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Dr. Suite 200
San Diego, CA 92123
P: 925-683-4460
jnoon@homeplusmortgage.com
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Residential Mortgage Loan Originator
Timothy Paris
NMLS ID No. 291182
CA DRE Lic # 01295013
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 18 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (619) 325-0177
C: (619) 549-3345
F: (800) 378-6031
O: (844) 212-2542
tparis@homeplusmortgage.com
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Residential Mortgage Loan Originator
Rosie Preciado
NMLS ID No. 292717
CA DRE Lic # 01401626
I have been in the mortgage industry for over 12 years. My number one goal is to provide personal service to each and every one of my clients. For the majority of us our homes are our biggest assets. This is why it's a great pleasure for me to have the opportunity to assist clients in making financially sound decisions with their home loans.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 810-8788
O: (844) 262-0200
rosie@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jamison Ricci
NMLS ID No. 1764789
CA DRE Lic # 0203847
I pride myself on providing my clients with the highest level of service, support and communication throughout the entire mortgage process to ensure as smooth a transaction as possible. Whether you are buying a new home or refinancing your existing mortgage, I will do my best to secure the most competitive rates and terms for YOUR individual scenario. With HomePlus’ large selection of programs, I can often qualify you for a loan even if you have been turned down elsewhere. I am an expert in conventional, VA, and FHA loan products. I look forward to working with you and the opportunity to earn a customer for life.
HomePlus Mortgage NMLS 78669
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
HomePlus Mortgage Texas NMLS 1935461
226 Wellesly Blvd
San Antonio, Texas 78209
P: (619) 325-8288
C: (619) 402-6602
F: (888) 764-4560
Toll Free: 844-428-9556
jricci@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jenah Rommel
I have been helping homeowners with their mortgage needs since 2000 with my experience in origination, secondary marketing to servicing. My passion is helping my clients achieve the dream of home ownership, finding the best loan for a refinance or debt consolidation in the most cost-effective way possible. I am ready and willing to work to make your experience as stress-free and smooth as possible. I guarantee to provide you with great customer service and excellent communication from applying for a loan to closing. I look forward to hearing from you soon to assist you in finding the best financing options!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
HomePlus Mortgage Texas NMLS 2016672
6565 N MacArthur Blvd Suite 225
Dallas, TX 75039
P: (619) 325-8290
C: (949) 923-0081
E-Fax: 877-290-0410
Toll-Free: 844-204-8512
jrommel@homeplusmortgage.com
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Residential Mortgage Loan Originator
Christopher Ross
NMLS ID No. 512260
CA DRE Lic # 01359676
I'm a CMPS certified mortgage professional with 20+ years' experience in mortgage lending. My primary focus is providing exceptional customer service throughout the process, while ensuring we secure the best terms possible.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 325-0567
C: (858) 699-3745
F: (619) 272-2496
O: (800) 670-7587
cross@homeplusmortgage.com
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Residential Mortgage Loan Originator
James Rotta
NMLS ID No. 911034
CA DRE Lic # 01339396
I'm a Sr. Loan Officer with HomePlus Mortgage. What differentiates me from other loan officers is my 5 star service and my direct no nonsense approach. Over 16 years, I have had the privilege to work with thousands of satisfied borrowers through online lending networks such as LendingTree.
I always make sure my clients get the best deal and outstanding service. I am available from 9:00 AM to 8:30 PM for your convenience at my toll free direct line. I appreciate the opportunity to earn your business!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 324-7496
C: (858) 775-9851
O: (888) 878-4590
james.rotta@homeplusmortgage.com
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Residential Mortgage Loan Originator
Ryan Rovell NMLS # 391420
CA DRE Lic # 01983399
Ryan is originally from Chicago, Illinois and has lived in California since 2009. He has been in the mortgage industry since 2011 and has expertise in the following loan products: VA, FHA, conventional, non QM and Jumbo. Ryan also has 2 years of experience in commercial real estate. He graduated with a Bachelors of Arts from The Ohio State University. Ryan is married with 2 children. When Ryan is not at work he enjoys watching sports, playing with his children and spending time with his family.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8764
C: 949-350-1022
F: 949-271-5642
rrovell@homeplusmortgage.com
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Residential Mortgage Loan Originator
Kalev Saarna
NMLS # 1264062
CA DRE Lic # 02151948
With over 10 years in the mortgage industry, Kal Saarna provides exceptional customer service and a work-ethic that is unmatched. He is a revered loan officer within the industry with a record >$1.3 billion origination volume on >4500 funded loans during 2020 and 2021 which is claimed to be amongst the top 10 originators in the country.
His integrity and desire for continual personal and professional growth are what pushes him to strive for the best possible experience for his customers.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
C: 619-916-1618
F: 800-378-6031
kalsaarna@homeplusmortgage.com


Residential Mortgage Loan Originator
Glenn Schulte
NMLS ID No. 1458820
CA DRE Lic # 01150466
It is imperative that all of my clients receive the finest service and most competitive pricing advantages in the marketplace. I have been helping homeowners successfully navigate real estate and mortgage transactions since 1992. My years of successful closings, combined with the power of technology harnessed by HomePlus Mortgage give us the advantage my clients deserve. Outstanding customer service combined with speed, accuracy, organization and clear communication are keys to our, and your success!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 573-9126
O: (866) 818-9187
gschulte@homeplusmortgage.com
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Realtor
Residential Mortgage Loan Originator
Carl Snyder
NMLS ID No. 211562
CA DRE Lic # 00920290
I have been in the Mortgage Industry for 30 years. My professional goal is always to provide an efficient mortgage process from application to closing that is pleasant and enjoyable (yes, it can be done)!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (866) 922-5798
F: (888) 603-9097
csnyder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Chris Snyder
NMLS ID No. 1495929
CA DRE Lic # 01990376
Hi, my name is Chris Snyder and I am a loan officer with HomePlus Mortgage. I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. Please contact me today for a consultation. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 573-6272
F: (800) 378-6031
chrissnyder@homeplusmortgage.com
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Residential Mortgage Loan Originator
Dave Tanner
NMLS ID No. 223324
CA DRE Lic # 01068399
My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
P: (619) 470-1019
F: 877-362-9791
dtanner@homeplusmortgage.com
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Residential Mortgage Loan Originator
Jim Van Vleck
NMLS ID No. 251801
CA DRE Lic # 00941410
I have been in the Mortgage banking business for over 32 years. I was one of the top 5 producing managers with over 22 employees.
I have been a Mortgage Broker the last 21 years. We have loans from 99.5 LTV FHA , up to 1,950,000 jumbo VA loans, Conventional, portfolio loans and Reverse mortgage loans. Due to are huge volume we get the best pricing possible which I can pass on to my clients.
I have probably done more VA loans than anyone in San Diego , I am the VA expert!
I have been doing reverse mortgage for the last 8 years and I am an expert of those as well.
I attended the California Maritime Academy and sailed for 6 years on my license and became a 2nd officer before transferring to the Mortgage banking industry. I was a US Naval reserve officer for 11 years.
I enjoy boating, jet skiing and traveling on my time off.
I am fast, experienced and I solve problems others cannot. My goal is to give the best possible service with the lowest rates and fast closings. Once you use my team you will not go back to whoever you used *********** me for your next loan!
HomePlus Mortgage NMLS 78669
9655 Granite Ridge Drive, Suite 200
San Diego, CA 92123
C: (619) 300-2568
F: 619-270-2536
jvanvleck@homeplusmortgage.com
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Residential Mortgage Loan Originator
Manuel Ybarra NMLS # 304089
CA DRE Lic # 01303602
Manuel, more commonly known as Manny, is originally from California and has lived here his entire life. He has been working in the mortgage industry since 1998 and has an expertise in the following loan products: Purchase, VA and Jumbo Loans. He is fluent in both Spanish and English and has an educational background from Cypress College. When Manny is not at work he enjoys fishing and spending time with his wife and three sons.
HomePlus Mortgage NMLS 78669
26361 Crown Valley Parkway #250
Mission Viejo, CA 92691
P: 949-445-8766
C: 714-720-3788
F: 877-217-9152
mybarra@homeplusmortgage.com
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