Home Plus Mortgage Call 800.810.7587 For The Best FHA Loans in San Diego with the Lowest Mortgage Rates in San Diego! We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry.
Looking for the best mortgage loans refinancing in San Diego? You need to talk with the mortgage professionals at Home Plus Mortgage!
Home Plus Mortgage ensures that you get the absolute best rate with the best loan refinance in the current San Diego mortgage loan market.
Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance.
Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!
Don’t wait, interest rates can’t stay this low forever.
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Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance.
With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere.
Don’t make a mistake!
Home Plus Mortgage professionals are dedicated to providing you with the lowest rates and best customer service in the industry for purchase, refinance or debt consolidation loans.
Now is the time to buy a home – today’s mortgage rates are at record lows!
Lock in great fixed and ARM rates.
Refinance at today’s lowest rates!
Some of the benefits of using Home Plus are:
– Competitive Mortgage Rates
– Exceptional Customer Service
– Knowledgeable Staff
– Locally Owned and Operated
Our goal is to provide you with the most competitive and convenient mortgage loan.
What areas in and around San Diego, CA do we service?
HomePlus Mortgage provides home loans throughout the city of San Diego and surrounding areas: city of SanDiego, Alpine, Bonita, Bonsall, Borrego Springs, Bostonia, Boulevard, Camp Pendleton, Campo, Cardiff, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Crest, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, San Diego, Fallbrook, Guatay, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Nestor, Ocean Beach, Oceanside, Olivenhain, Pacific Beach, Pala, Palomar Mountain, Paradise Hills, Pauma Valley, Pine Valley, Potrero, San Diego, Rainbow, Ramona, Ranchita, Rancho Bernardo, Rancho Santa FE, San Diego (County Seat), San Diego State University, San Luis Rey, San Marcos, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista and Warner Springs.
What zip codes around San Diego do we cover?
HomePlus Mortgage serves San Diego home buyers in the following zip codes: 92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92112, 92113, 92114, 92115, 92116, 92117, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92133, 92134, 92135, 92136, 92137, 92138, 92139, 92140, 92142, 92145, 92147, 92149, 92150, 92152, 92153, 92154, 92155, 92158, 92159, 92160, 92161, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92184, 92186, 92187, 92190, 92191, 92192, 92193, 92194, 92195, 92196, 92197, 92198 and 92199.
FHA Loans San Diego in the News:
https://refinancey.com Tue, 28 Jul 2015 13:17:21 -0700
Refinancing a mortgage under FHA loans can help you expand your financial options. Keep an open mind to what’s available and connect with a lender who will assist you in making a sound decision for your future.
http://www.bankrate.com Mon, 23 Nov 2015 22:21:02 -0800
… for a loan these days. View today’s lowest mortgage rates. “In addition, the standards are higher in terms of what score you need and how it affects the cost of the loan,” says Mike Winesburg, formerly a mortgage planner with McKinley Carter Wealth Services in Wheeling, West Virginia. Share this story …… Receive best FHA Loan offers from top lenders, Best Rate, Easy eligibility and instant online approval. Visit now >>>>>FHADirectLending(dot)com (Just replace the (dot) with the …
http://www.loansafe.org Sat, 26 Sep 2015 15:07:30 -0700
Home · Home Buyers · Refinance · Mortgage Types · Avoid Foreclosure · Rates · Calculators · Data · News · Forums. FHA Loan Tips and Resources. Learn everything you will need to know to get the best FHA loan below. FHA Links. FHA Back …
FHA Loans San Diego on Youtube:
Stay knowledgeable by subscribing! http://bit.ly/iLiveInTheBayArea Visit my site for even more information: http://www.iLiveInTheBayArea.com Like me on Facebook: http://www.fb.com/iLiveInTheBayArea A large percentage of people when purchasing a home usually do so by obtaining financing. The common practice is to save up for a home and put down 20%…right? Well, not necessarily. Although there is conventional financing done by most banks that can help buyers with only 10 or 5%, what about those with a little less than perfect credit or just a little less down?? How do we help those people get a loan? That is where most buyers turn to the Federal Housing Administration, or FHA. Firstly, FHA is *NOT* a bank. It’s more like an insurance FOR the banks. This is the simplified way that it works…Some buyers aren’t perfect in a conventional bank’s eyes. Sometimes they don’t have perfect credit…sometimes their employment history isn’t perfect, and sometimes they don’t have the 5 or 10% to put as a down payment on a house? When this is the case, the person doing your loan will usually sees if you are FHA qualified. FHA has their own set of rules. FHA takes a more DETAILED look at your finances. What is the reason your credit isn’t perfect, and by how much? How DO you pay your bills currently and how can you in the future when you own a home? And instead of 5%, can you qualify with a 3.5% down payment? Now, don’t get me wrong…FHA still has their rules — you can’t have a bunch of collections that you never intend to pay back and have no income for the last year…they have rules…but think of them as more UNDERSTANDING than anything. If a buyer is qualified, the FHA basically tells the banks that they vouch for you — you’re a good and responsible buyer. And if not and you stop paying your mortgage, FHA steps in and covers most of the losses to whoever gave you the loan like an insurance policy. However…this insurance isn’t free. You as a buyer have to pay the fee for their insurance. Yes, you may get a loan when before you couldn’t, but yes, you also have to pay a fee to do so. Once you’ve gotten an offer accepted on your home, the loan proceeds just like it normally would. I explain the details of this in my “Home Loan Process” video. Usually, an FHA loan is going to take an extra week or two versus a conventional loan. Now we discussed a bit about how FHA has their own set of rules…but there’s ONE key difference in the FHA process versus the conventional financing process…Let’s say you’re looking at homes, and you see one that has GREAT potential…the kitchen cabinets and countertops are missing, but you have a friend who owes you a favor and they can help you with it. The heater…geez the heater doesn’t work, but that’s ok because you’re uncle works for an HVAC company and he could get you a great deal!! And yes there’s other stuff that may need semi major repair, but besides all that, this price the home is a bargain!! Now depending on the severity of some of those items, you MAY still be able to get conventional financing…however, FHA also has a rule about protecting buyers. The basic concept behind the rule is that whatever home you buy, it has to basically be move in ready…working heater, working kitchen and appliances like a refrigerator and stove, and one fully functioning bathroom. There can’t be any MAJOR problems such as a missing heater or a giant crack from a foundation issue. FHA presumes that most buyers aren’t in the home building business — that buyers may be taxi drivers or salespeople or teachers. Knowing how to fix a home isn’t in your background. They don’t care if the home is a good deal, they want to make sure you don’t get in over your head with repairs — after all…if you stop paying the mortgage they have to foot the bill! FHA’s main goal is to help borderline buyer be eligible to buy a home. And in the process, they want to make sure they don’t get in over their head or get taken advantage of. As to whether or not it’s a better loan for you as a buyer??…that’s something you’re going to have to discuss with your lender…now that’s good to know.
FHA Loans Explained Real Estate Tips FHA Loans Explained Real Estate Tips
Apply for an FHA loan, or Federal Housing Authority loan, by meeting the loan criteria, filling out the paperwork, and considering the income requirements. Get a home loan subsidized by the federal government through the FHA with help from a registered financial consultant in this free video on personal finance and home loans. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC