Looking for home loans and live in the La Jolla, CA area?

You need to talk with the mortgage professionals at HomePlus Mortgage!

Our goal is to provide you with the highest level of service and secure a competitive mortgage loan available.

HomePlus Mortgage is committed to helping you find competitive rates and loan options tailored to your needs in La Jolla, CA.

With our highly experienced team of loan officers and large portfolio of lending programs, we can often qualify you for a home loan even if you’ve been turned down elsewhere!

Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!

Don’t wait, interest rates can’t stay this low forever.

Pick up the phone and call us right now!

Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your loan.

Watch our promotional video …

Think about it … a mortgage is a very long term financial commitment and the smallest percentages may not sound like much, but they add up to huge amounts of money over 30 years.

Don’t make a mistake!

Get competitive rates and professional customer service to meet your mortgage needs.

HomePlus Mortgage professionals are focused only on what’s best for you!

We work with you personally, one-on-one, to tailor the perfect lending option that suits your needs and pocketbook.

Now is the time to buy a home – today’s mortgage rates are at record lows!

Let HomePlus Mortgage help you lock-in a great fixed or ARM rate for your purchase, refinance or debt consolidation loan.

Call us right now!

Some of the benefits of working with HomePlus Mortgage are:

• Competitive Mortgage Rates
• Exceptional Customer Service
• Knowledgeable Staff
• Locally Owned and Operated

Proud to be providing San Diego home owners a competitive and convenient home loan available.

What areas in and around La Jolla, CA do we service?

Home Plus Mortgage provides home loans throughout the city of La Jolla and surrounding areas: city of San Diego, Alpine, Bonita, Bonsall, Borrego Springs, Bostonia, Boulevard, Camp Pendleton, Campo, Cardiff, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Crest, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Guatay, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Nestor, Ocean Beach, Oceanside, Olivenhain, Pacific Beach, Pala, Palomar Mountain, Paradise Hills, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Ranchita, Rancho Bernardo, Rancho Santa FE, San Diego (County Seat), San Diego State University, San Luis Rey, San Marcos, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista and Warner Springs.

What zip codes in La Jolla do we cover?

Home Plus Mortgage serves La Jolla home buyers in the following zip codes: 92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92112, 92113, 92114, 92115, 92116, 92117, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92133, 92134, 92135, 92136, 92137, 92138, 92139, 92140, 92142, 92145, 92147, 92149, 92150, 92152, 92153, 92154, 92155, 92158, 92159, 92160, 92161, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92184, 92186, 92187, 92190, 92191, 92192, 92193, 92194, 92195, 92196, 92197, 92198 and 92199.

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Home Loans on YouTube:

FHA Home loans versus 3% Conventional

FHA loans are more popular, however, the new 3% down conventional loan has some benefits over FHA. Both programs have their pros and cons, consumers need to be aware of the differences.

Bank Of America Minority Home Loan Settlement – $335 Million

Bank Of America has agreed on a $335 million dollar settlement after claims that it’s Countrywide Financial unit gave higher interest rate loans to black and Latino borrowers regardless of their credit score. The Young Turks host Cenk Uygur breaks it…

Home Loans on Flickr: